Loan Rates

 

The credit union offers many loans to its members at competitive interest rates. Below is a listing of what the interest rates are for each loan type. To apply for a loan, contact a credit union Loan Officer, or apply online. Rates are subject to change without notice.

Loan Type Term APR*
Debt Consolidation **Loan Special** Up to 36 months 5.00%
New Autos, Motorcycles Up to 36 months As low as 5.50%
New Autos, Motorcycles 37 to 48 months As low as 5.75%
New Autos, Motorcycles 49 to 60 months As low as 5.99%
New Autos, Motorcycles 61 to 72 months As low as 6.09%
New Autos, Motorcycles 73 to 84 months As low as 6.19%
Used Autos, Motorcycles** Up to 36 months As low as 6.00%
Used Autos, Motorcycles** 37-48 months As low as 6.25%
Used Autos, Motorcycles** 49-60 months As low as 6.50%
Used Autos, Motorcycles** 61 to 72 months As low as 6.75%
Used Autos, Motorcycles** 73 to 84 months As low as 6.99%
New RVs, Boats Up to 72 months As low as 7.49%
New RVs, Boats 73 to 180 months*** As low as 7.99%
Used RVs, Boats Up to 72 months As low as 7.79%
Used RVs, Boats 73 to 180 months*** As low as 8.49%
Personal Loan Up to 60 months As low as 12.49%
Home Equity Loan Up to 120 months As low as 7.59%
Home Equity Loan 121 to 240 months As low as 7.99%
Home Equity LOC* As low as 8.75%
Personal LOC* As low as 14.24%
Visa Credit Card As low as 9.90%

*APR = Annual Percentage Rate. Rates vary according to credit history and may change without notice. Line of Credit (LOC) is a variable rate and may change quarterly.

** Used autos older than eight model years are limited to 80% Loan to Value or collateral loan rate plus 2.00%.

***RV and Boat Loans have a 7-year balloon payment, which means at the end of seven years the loan term and rate are renegotiated.

For First Mortgage Loan Rates click here or call us at (503) 771-2464.

Vehicle Loans: we will match a rate that you are offered at another financial institution to earn your business.