Checking Accounts


 

Personal Checking

Designed for your personal checking account needs.

  • Free online banking
  • Free chip debit card
  • Free bill pay
  • Free with direct deposit¹
  • No minimum balance required
  • Free ATMs²
  • Overdraft protection available

Business Checking

Designed for checking account needs for your business/organization.

  • Free online banking
  • Free chip debit card
  • Free bill pay
  • No service fees
  • No minimum balance required
  • Free ATMs²
  • Overdraft protection available

Youth (Kirby) Checking

Designed for our members 12 years old and under.

  • Free online banking
  • Free chip debit card
  • Free bill pay
  • No service fees
  • No minimum balance required - Our Kirby Kangaroo members receive one Kirby buck for every $5 they deposit.
  • Free ATMs²
  • Overdraft protection available

¹Must maintain a minimum average daily balance of $1,200, have a direct deposit of at least $100 each paycheck, or be over the age of 55.
²Can use CO-OP ATMs for free up to 5 times a month.